More children are crowding into classrooms in Modesto, Calif. Parents are paying extra to send their kids to full-day kindergarten in Queen Creek, Ariz. And the school buses stopped rolling in one St. Louis area school district.</img> </img> </img> </img> </img>


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* 82% of parents say recession has increased the financial strain of university costs
* 55% of students are worried they will not find a job on graduation
* 49% of students think it will take over a decade to repay their student debt
* 32% of students will take a higher paid job over their career vocation
* Students are still more realistic than their parents on student debt
* £24,7021 is estimated average amount of debt for a student starting university in 2010

With A Level results out, students considering higher education need to carefully plan for the financial burden of further studies. The Association of Investment Companies (AIC) annual survey2 into attitudes towards student debt suggests that over three quarters (82%) of parents believe that the recession is making it harder to fund their children through university (up from 73% in 2009).

With the Coalition Government contemplating reducing funding for universities, the financial strain on students is likely to increase and, with the average student starting university in 2010 expected to graduate with £24,702 of debt, students and their parents really need to make sure that they are financially prepared. A £50 a month investment3 into the average investment company over the last 18 years would today be worth £21,314 and, over 21 years, it would be worth £30,046 which would definitely be a great help to today's students who are facing such a financial burden.

A long term debt sentence
Once again this year, students are proving more realistic than their parents when it comes to paying off their university debt with 34% of students predicting they will graduate with over £20,000 of debt compared to 19% of parents. A worrying 24% of parents might be in for something of a shock when their child graduates as they believe their children will graduate with less than £10,000 in debt compared to 19% of students.

49% of students estimate that it will take them over 10 years to pay off their debt and 8% believe they could be in debt for over 20 years. With such a debt sentence upon them, some 18% of students said that they would put off or postpone doing postgraduate studies due to the extra debt entailed.

The worry of unemployment
55% of students are worried that they will not be able to find a job on graduation, due to the effects of the recession. With the worry of debt levels on graduation, some 32% of students have said that they would prioritise a higher paid job over their career vocation to help pay off their student debt and, of the 27% of graduates who would consider taking a gap year before university, 11% would do so in order to help their financial situation on graduation and 9% would do so to put less of the strain on family finances.

Parents and grandparents are still a huge helping hand
25% of parents questioned said they would be the main source of funding for their child's university education and 12% said that grandparents would be making some contribution as well. Just under half (46%) of students will be taking out a student loan as their main source of income.

Parental sacrifice
Parents are still prepared to make financial sacrifices for their children to help them through university. 23% of parents questioned said they would sacrifice their annual holiday, 21% a new car, 13% home improvements or extensions, 13% early retirement and 12% moving to a bigger house.

Ian Overgage, Acting Communications Director, AIC said: "Clearly the recession has made it even harder for parents to fund their children's university education. It is worrying that so many students and their parents are still underestimating the true cost of going to university. Many young people go to university to enjoy some of the best years of their life but the reality on graduation is a huge financial burden which will take years to pay off.

"With students considering the prospects of university life this week and parents facing an ever increasing financial burden, if you can start saving for your children for the long-term from an early age you can give them a financial advantage later in life. The sooner you start investing for your children, the better chance of greater returns. Investment companies offer parents a useful way of saving as they can access the long term potential of the stock market. Investment companies invest in a variety of companies on your behalf, spreading your investment risk and they are available from as little as £50 a month, or £250 lump sum. If you had invested £50 a month in the average investment company over the last 18 years you would now have over £20,000."

[SIZE="7"][COLOR="DarkRed"]SYSTEM ONE 4 EVERY 1

[COLOR="Black"]CHAPTER ONE:


[/COLOR]TEN STEPS 4 BUILDING EVERY CHILDS PERFECT MEMORY OF NUMBERS[/COLOR][/SIZE]

[SIZE="5"]1st The visual memory of [COLOR="darkred"][SIZE="6"]‘MR FIVE AND MR SIX’ [/SIZE]when the child can first speak

.
2nd Tapping ten as soon as the child can speak, developing the rhythmic memory.

[SIZE="6"]

Pretoria - Deputy President Kgalema Motlanthe has stressed the importance of education to a developing society, saying it does not only benefit an individual, but rather empowers the community.

“Education is without a doubt a lever to uplift individuals, their families and society at large. Nowhere is this true than in South Africa, where education should serve as a weapon against the scourge of poverty among our people,” Motlanthe said on Monday.

He was addressing the Vincent Tshabalala Education Trust Fund’s Fundraising dinner at the Killarney Country Club. The trust raises funds and gives opportunities to top performing learners from Alexandra Township to further their studies at tertiary level.

Motlanthe told the delegates that education is one of the five priorities of government, the others being health, crime, rural development and the creation of decent jobs.

He also used the opportunity to pay tribute to Vincent Tshabalala.

“Vincent was confident that when democracy and justice dawned in his country, there would be a need to create opportunities for quality education for all which would lift the fortunes and well-being of South Africans, especially those from the poorest families and communities,” said Motlanthe. – BuaNews

Pretoria – Parents in Mpumalanga have been urged to register their children for the 2011 school year before the end of October this year.

The Mpumalanga Department of Education spokesperson Jasper Zwane said all schools are required by law to register learners for the 2011 school year from 1 August to 31 October 2010, this applies to both learners re-registering and new applicants seeking admission in the school.

“Early registration of children enables schools and the department to plan all its programmes on time and to ensure that schooling starts on the first day of school re-opening,” Zwane said.

He explained that children who are currently four years and turning five by 30 June 2011 maybe registered for Grade R next year, while those who are five years and turning six by June 2011 maybe admitted to Grade 1.

“The principal of the school must give a parent/guardian the admission policy of the school and explain it, a public school may not administer any test for admission to a school and no learner may be refused admission to a public school on the basis that his /her parents are unable to pay school fees,” Zwane said.

When making an application, parents should make sure that they have documents including birth certificate, immunisation card and transfer card or last school report card for learners who have been to school previously. A baptismal certificate will not be regarded as proof of birth date.

If one is not a South African citizen, additional documents including study permit, temporary or permanent residence permit from the Department of Home Affairs or evidence that the person has applied for permission to stay in South Africa, are required.

He said a child may be registered provisionally if these documents are not available and the parent/guardian must be given reasonable time to submit them.

“All schools should provide a list of all learners that could not be admitted and the reasons there-of, to their circuit managers by 5 November 2010,” Zwane said. - BuaNews

[SIZE="6"]

[SIZE="3"][COLOR="DarkRed"]THE END OF MY RESEARCH THE BEGINNING OF YOURS
INTO
SYSTEM ONE 4 EVERY 1[/COLOR][/SIZE]

[SIZE="5"]This is the long answer (so please bare with me)this is simply the first scientifically based research proven formula, specifically created to teach anyone who can read and count, how they can learn in one day, how to teach any child anywhere to count and read perfectly.
System one 4 every 1 therefore is simply part of our human inheritance, we quite naturally show each other how to do everything we can do.
We rely on the child’s natural senses to accomplish quickly, perfection in counting and reading. The healthy human brain is capable of self development far beyond learning to speak our own natural language, provided we install the basic software perfectly.
So it is, by systematic process, that every healthy child can learn how to count and read perfectly.
Simply by starting a prescriptive formula at three years of age, providing two years preschool and two years at school in general terms of systematic perfections, we can establish the highest possible of level of individual achievement for every child on an international and universal basis.
System one 4 every 1 is based on easily perfected working memories. The simplicity of process is inherent within the formula.

What is the point of writing anything?
It is simple a perfection of speech, how else can we share vital knowledge.
If we fail to realise, that we individually know something that others should know and do not write it down, then we simply fail our tribe (read as our species). I realised over fifteen years ago now that the human brain was capable of extraordinary levels of development in a functional manner that means all of us. So in simple terms “system one for very one is” more valuable as a prescriptive then it is a prescription.
So it is that the prescription has to be the very best available to us at any point in time. With little help apart from occasional support rather than assistance from a world class scientist (Winston Hagston) a lecturer in theoretical physics. (For that read an outstanding mathematician) I have had to concentrate on the development of the prescription. Naturally therefore the initial prescription is mine alone.
Winston labours in the development of his own mind and development of scientific truth. My labour is strictly to simplify and insure the highest levels of achievement for all our children. (for that read human future) As far as us human beings are concerned I am appalled at our behaviour, disgusted at our meanness of spirit and lack of any willingness to share our resources.
With the internet there is the implication, that individually, there is no limit as to the individual level of knowledge that we can achieve, in reality knowledge is gained in the playgrounds of our schools, on our farms, our factories our trading establishments and our daily lives. Schools are little more than torture chambers for many children, especially so for those that have been failed as regards learning to count effectively and even more so for those that have not been taught to read for pleasure. The last half of every school afternoon should be given over to listening to well read books, training our minds as we create images in action. The first half of every morning given over specifically to demonstration of processes as children perfect and develop their basic skills.

The benefits of “system one for every one” are so many that I could write for eternity and still not cover them. So it is that we must concentrate on the near future the majority of values in the near future. I have most probably already covered so you may have found them. I will simply utilise a one page theory I developed over fifteen years ago.
Under our Human future and problems. [/SIZE]

Dear Annie: I hope you can settle an argument. My parents are saying that with my college major (English), it will probably be hard for me to find a job when I graduate next spring. They want me to go straight to grad school and get a master's degree, which they say will make me more "marketable". (They are willing to foot the bill, which I do appreciate.)</img> </img> </img> </img> </img>


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The District of Columbia public school system announced Friday that it is letting 226 employees go for poor performance under the education assessment system IMPACT. </img> </img> </img> </img> </img>


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The arrest of 19 protesters at a rancorous school board meeting Tuesday brings the issue of busing and diversity in education into the national spotlight. </img> </img> </img> </img> </img>


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